Social Security Disability Insurance (SSDI) is a government-provided program that helps disabled individuals cover the costs of medical care and living expenses. To be eligible for SSDI benefits, you need to meet the following conditions:
- You should have worked and paid into the Social Security system
- You should have a medical condition that meets the Social Security Administration's definition of disability.
- You are unable to work due to your medical condition.
Here are some common medical conditions that can qualify for SSDI benefits.
Mental disorders can be just as disabling as physical ones. The Social Security Administration (SSA) recognizes this by providing benefits for adults with mental disorders that meet its definition of disability.
The SSA has a Blue Book listing the criteria for various disabilities, including mental disorders. Some common mental disorders that can qualify for SSDI benefits include:
- Bipolar disorder
- Anxiety disorders
If your mental disorder is not on the Blue Book list but is still severely disabling, you may still be eligible for benefits. More so if your condition is the functional equivalent of a listed disorder.
To qualify, you will need to provide adequate medical evidence documenting the severity of your condition.
Musculoskeletal disorders (MSDs) affect the human body's movement or musculoskeletal system.
The musculoskeletal system includes the bones, joints, muscles, tendons, and nerves. MSDs can be caused by repetitive motion, overexertion, or prolonged exposure to vibrating machinery.
Some common MSDs that can qualify for SSDI benefits include:
- Carpal tunnel syndrome
- Rotator cuff tear
- Tennis elbow
If you have an MSD that meets the SSA's definition of a disability, you may be eligible for SSDI benefits. You may need to present medical reports from your doctor documenting in detail the extent of your medical condition.
Neurological disorders can wreak havoc on a person's life, making it difficult or even impossible to work and earn a living. Fortunately, Social Security Disability Insurance (SSDI) provides vital financial support for those who suffer from conditions like Alzheimer's disease, Parkinson's disease, and multiple sclerosis.
In addition, SSDI also provides benefits for individuals with less well-known neurological conditions, such as Lou Gehrig's disease (ALS) and chronic progressive multiple sclerosis. To be eligible for these benefits, you need to submit medical and work history evidence to the Social Security Administration.
In some cases, you may need an experienced disability lawyer to help you make your case and get the benefits you deserve. Your lawyer could also help you appeal a denied claim. Talk to a disability attorney for more information.